¿Pagar saldos o repartirlos? - Los profesionales del crédito

from The Credit Pros Podcast · host The Credit Pros

En un seminario de crédito, se discutió que es peor para el puntaje crediticio repartir la deuda entre varias tarjetas que tener una tarjeta al máximo. Esto se debe a las penalizaciones por tener demasiadas cuentas con saldos, y por añadir nuevas tarjetas, lo que afecta la antigüedad del historial de crédito. La recomendación es pagar tantas tarjetas como sea posible a $0 y mantenerlas todas por debajo del límite.

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This episode was published on July 25, 2025.

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