EPISODE · Sep 24, 2025 · 4 MIN
Parental Leave and Home Loans: What You Need to Know
from That Backyard Property Podcast · host Michael Killiner
In this mini-episode of That Backyard Property Podcast, we discuss the crucial topic of obtaining a home loan while on maternity or parental leave. This episode provides an essential guide on how to apply for a mortgage during this period, focusing on the importance of a return to work letter and the necessity of having adequate savings. We explain the income evaluation process for both employed and self-employed individuals and stress the importance of financial planning before having a child.--------------------------------------Follow the podcastSubscribe to my channel: / ThatBackyardPropertyPodcastVisit my website:https://tuskfinance.com.auFollow me on social media:Facebook: /@tuskfinancemkInstagram: /@mortgageswmichaelLinkedIn: /@michaelkilliner--------------------------------------Chapters: 00:00 Introduction to the Episode00:11 Understanding Home Loans During Parental Leave00:41 Bank Requirements for Loan Approval03:00 Self-Employed Parents and Home Loans03:30 Encouragement and Final Thoughts04:12 Closing Remarks and Community Engagement--------------------------------------Produced by Podwave Studios#maternity #Realestate #MichaelKilliner #PodwaveStudios
What this episode covers
In this mini-episode of That Backyard Property Podcast, we discuss the crucial topic of obtaining a home loan while on maternity or parental leave. This episode provides an essential guide on how to apply for a mortgage during this period, focusing on the importance of a return to work letter and the necessity of having adequate savings. We explain the income evaluation process for both employed and self-employed individuals and stress the importance of financial planning before having a child.--------------------------------------Follow the podcastSubscribe to my channel: / ThatBackyardPropertyPodcastVisit my website:https://tuskfinance.com.auFollow me on social media:Facebook: /@tuskfinancemkInstagram: /@mortgageswmichaelLinkedIn: /@michaelkilliner--------------------------------------Chapters: 00:00 Introduction to the Episode00:11 Understanding Home Loans During Parental Leave00:41 Bank Requirements for Loan Approval03:00 Self-Employed Parents and Home Loans03:30 Encouragement and Final Thoughts04:12 Closing Remarks and Community Engagement--------------------------------------Produced by Podwave Studios#maternity #Realestate #MichaelKilliner #PodwaveStudios
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Parental Leave and Home Loans: What You Need to Know
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