Part 1: For What It’s Worth episode artwork

EPISODE · Feb 6, 2026 · 13 MIN

Part 1: For What It’s Worth

from D-Minus Diaries Podcast · host Jim Jones Writes

Why does the economy look “great” on paper while your wallet says otherwise?In Part 1 of this two-part D-Minus Diaries series, I walk through the hidden costs that have quietly worked their way into our wallets, largely without being reported. Using Jim’s Donut Shop as a guide, we start at the penny and follow the trail through inflation, cards, fees, and convenience. By the end of the series, my hope is that you will be able to see what I am seeing, and realize that the math does not add up. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dminusdiaries.substack.com

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Part 1: For What It’s Worth

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This episode was published on February 6, 2026.

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Why does the economy look “great” on paper while your wallet says otherwise?In Part 1 of this two-part D-Minus Diaries series, I walk through the hidden costs that have quietly worked their way into our wallets, largely without being reported. Using...

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