Part 2: For What it’s Worth

If Part 1 exposed the hidden costs bending the economy, Part 2 explains why the squeeze feels personal.In this second half of the D-Minus Diaries series, we step back inside Jim’s Donut Shop and follow the money through AI pricing, digital surveillance, tipping screens, subscription creep, credit card interest, and the quiet friction that turns a simple donut into a financial lesson. This episode isn’t about headlines. It’s about behavior, incentives, and the small decisions that quietly move us left or right on the number line.By the end, you may realize the economy hasn’t disappeared. It has evolved. And whether you win or lose depends less on slogans and more on the choices you make at the register. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit dminusdiaries.substack.com