Patreon Capital — is it predatory lending?

Todays show is brought to you by Wacom — makers of the incredible Wacom One! Patreon has announced a new initiative called Patreon Capital that many have compared to predatory payday loans — but is that accurate? Dave and Brad disagree.  But first, Dave shares a story about getting mugged in L.A. shortly after moving there.Questions asked and topics covered...Patreon CapitalUnboxing the Wacom OneLimited-edition ComicLab enamel pins are now available at newevilbook.com and sheldonstore.com!You get great rewards when you support ComicLab on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast$10 — Record an audio question for possible use on the show AND get the exclusive ProTips podcast$50 — Sponsor the show! We’ll read a brief promo for your comic/product and read it twice during the show AND you get the exclusive ProTips podcastBrad Guigar is the creator of Evil Inc and the editor of Webcomics.comDave Kellett is the creator of Sheldon and Drive.Listen to ComicLab on...Apple PodcastsGoogle PodcastsSpotifyPandoraStitcherComicLab is hosted on Simplecast, helping podcasters since 2013. with industry-leading publishing, distribution, and sharing tools. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. He is available for personal consultations. Dave Kellett is the creator of Sheldon and Drive. He is the co-director of the comics documentary, Stripped.