Paying Into A Pension Once Retired (You Can Claim £720 Free) episode artwork

EPISODE · Jun 3, 2026 · 5 MIN

Paying Into A Pension Once Retired (You Can Claim £720 Free)

from Retirement and Money Show · host Saq Hussain

Can you still pay into a pension after you've stopped working?Most retirees assume their pension options ended the day they left their job. But even with no earnings at all, you can contribute up to £3,600 a year and HMRC will add £720 on top automatically. That's a 25% instant return that beats anything you'll find in a savings account.In this episode, I explain exactly how pension tax relief works in retirement, why a single flexible withdrawal can permanently slash your contribution limit from £60,000 down to just £10,000, and how couples can use third party contributions to keep building a retired partner's pot. I also cover the age 75 deadline that most people don't know about until it's too late.With over 25 years advising individuals and employers on pension strategy across PwC, EY, Aon, Willis Towers Watson, and KPMG, I've seen how many retirees leave this free money on the table simply because they assumed the door was closed.Watch this episode in full on our YouTube channel: https://www.youtube.com/@retirementandmoney

Episode metadata supplied by the publisher feed · Published Jun 3, 2026

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Paying Into A Pension Once Retired (You Can Claim £720 Free)

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