Payments innovation has failed to live up to the hype

Questions posed from the Payments Part I discussion in June 2020 and will provide the framework for the February 2 discussion:Payments still create significant costs in capital held for liquidity purposes. In what ways can the cost be reduced?Cross-border payments are still not instant in most cases. How can a genuinely global instant payments network of networks be built?The value of mobile telephone networks in connecting everybody to everybody is rich in further potential value for payments. How can it be realised?What do payments market infrastructures and payment markets participants need to do to be ready for the Internet of Things?What is the optimal method of achieving universal adoption of Digital Identities by consumers and companies?In payments, are blockchain technologies and APIs rivals, complementary or entirely separate technologies? Hosted on Acast. See acast.com/privacy for more information.