🅿️ PayPal Jumps Into Copilot Checkout. Klarna Faces IPO Class Action Heat. Franklin Templeton Helps Wyoming Mint a State Stablecoin.

Is PayPal finally shaking off its “PainPal” reputation by embedding checkout directly into Microsoft’s AI? Klarna is already public, but a looming class-action deadline has investors revisiting its BNPL boom-era promises. Meanwhile, Wyoming teams up with Franklin Templeton to launch the first-ever state-issued stable token—raising big questions about who really controls digital money.In today’s episode of Fintech Stacks, we break down what these moves mean for public-market fintechs, AI-powered commerce, crypto-friendly governments, and the future of payments.