PC 9 - Taking Advantage Of A Down Market

After back-to-back strong market years, it’s natural to wonder how long the run can last. The truth is: nobody knows. What we do know is that market downturns are inevitable, and while they can feel unsettling in the moment, they can also create real planning opportunities if you’re prepared.In this video, Cullen walks through three strategies that can be especially powerful when markets are temporarily down: Roth conversions, inherited IRA withdrawals, and gifting. The goal isn’t to predict the next downturn… it’s to understand how to respond when it arrives.What you’ll learn:• Why market downturns can create tax-planning opportunities• How a down market can make Roth conversions more effective• A smart way to think about inherited IRA withdrawals after the 2020 rule changes• Why gifting stock/ETFs in a down market can help your gifts go further• How to approach downturns with a planMarket downturns can be scary, but they’re also when good planning can matter most. If you have a strategy in place, you don’t have to rely on predictions or panic decisions. You can focus on what’s controllable and look for opportunities that align with your long-term plan.If you’d like to talk through Roth conversions, inherited IRA planning, or gifting strategies in the context of your broader plan, connect with our team to explore options.#FinancialPlanning #RothConversion #RetirementPlanning #TaxPlanning #InheritedIRA #WealthTransfer #MarketVolatility #Investing #EstatePlanning #PersonalFinance--------Connect With Cullen:Cullen Martin, CFP®Financial Planner, Presilium Private WealthEmail: [email protected]: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/--------This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.