Pension? Millionaire? THIS Is Your Real Problem in Retirement

from Joe Knows Retirement · host Joe Schmitz Jr.

Are you a hard-working, frugal Midwestern Millionaire who saved diligently, lived below your means, and now… can't get yourself to actually spend in retirement? You're not alone. In today's episode, Joe breaks down why retirees with pensions and $1M+ saved often struggle to enjoy the retirement they worked decades for and how proper planning can finally give you permission to spend, gift, and live more freely. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/happy-retirement/spend-your-retirement-nest-egg-and-drop-the-guilt 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

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This episode is 15 minutes long.

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This episode was published on December 23, 2025.

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