Pensions & IHT in 2027: Why There Isn't a Right Answer

In this episode, Jamie is joined by Adeptli co-founder Dave and retirement planning expert Andrew Stokes to explore one of the most significant upcoming planning changes facing advisers and clients.From April 2027, unused pension funds and death benefits will form part of an individual's estate for Inheritance Tax purposes. While the headlines have focused on the tax implications, the reality is far more nuanced.The discussion explores what is actually changing, which clients are most likely to be affected, and why many of the solutions being discussed may not be as straightforward as they first appear.The conversation covers:What the April 2027 changes really mean in practice Why there may not be a single "right answer" for clients The relationship between retirement planning and estate planning Common misconceptions around pensions and Inheritance Tax The risks of acting too early…and the risks of waiting too long How advice firms should be preparing advisers and clients A practical and thought provoking discussion that challenges some of the assumptions currently emerging around pensions and Inheritance Tax planning.