PERSONAL GROUP HOLDINGS PLC - Preliminary results for the year ended 31 December 2025

Personal Group Holdings PLC (PGH:AIM) delivered a strong FY25 investor update, reporting robust financial results and continued execution of its growth strategy. Revenue increased 11% to £48.4 million, with EBITDA rising 22% to £12.1 million and profit before tax up 24%, reflecting broad based company performance across insurance, benefits, and pay and reward consulting. The group achieved record insurance sales, with new business up 11% and annual premium income growing 12%, supported by strong customer retention, high margins, and a 90% recurring revenue base. Expansion of the addressable employee base, alongside new partnerships and SaaS platform growth, drove further momentum, while benefits platform monetisation rose 23% and retention improved to 94%. Cash generation remained strong with a debt free balance sheet and £29 million in cash, enabling increased dividends and a 100% payout policy. Looking ahead, the company highlighted a significant market opportunity, a growing order book, and clear visibility on future revenue, underpinned by strategic partnerships, digital innovation, and a five year plan targeting £100 million revenue and £30 million EBITDA by 2030.