Personal Group (PGH) full year 2021 presentation - March 2022

Personal Group Holdings Plc (AIM: PGH), the workforce benefits and services provider, presented its preliminary results for the year ended 31 December 2021. Following 15 months of unprecedented COVID-19 related restrictions on the Group's ability to conduct new insurance policy sales, the Group was able to begin rebuilding the insurance policyholder book in the second half of 2021. This, combined with the significant strategic progress that the Group was able to make during the 12 months ended 31 December 2021, underpins the Board's confidence in the Company's growth trajectory and future prospects. Deborah Frost, Chief Executive & Sarah Mace, CFO present the detail.   Deborah Frost, CEO 00:17 – Introduction 01:53 – Operational highlights Sarah Mace, CFO 05:53 – Financial highlights 08:27 – Segmental analysis 11:28 – Pay & Reward 12:05 – Benefits platform 13:15 – Insurance 15:20 – Other owned benefits Deborah Frost, CEO 16:30 – The need for our services 19:19 – End to end solution 19:42 – Our customers 20:36 – Our strategy 24:53 – Pay & Reward 25:58 – Benefit platform 27:26 – SME in the future 30:36 – Insurance in the future 32:08 – Investment proposition 33:02 – 3 Key takeaways 34:12 – ESG 36:09 – Q&A Personal Group Holdings PLC (PGH) is a United Kingdom-based employee benefits and services provider. The Company is principally engaged in transacting short-term accident and health insurance and providing employee services in the United Kingdom (UK). PGH's employee engagement and wellbeing services are delivered through its application, Hapi. The Company's segments include Core Insurance, IT Salary Sacrifice, software as a service (SaaS) and Other. The Core Insurance segment comprises of Personal Assurance Plc, a subsidiary of the Company, which is engaged in underwriting insurance policies. The IT salary sacrifice segment refers to the trade of PG Let's Connect, a salary sacrifice technology. The SaaS segment is engaged in offering Hapi platform. The Other segment consists of Berkeley Morgan Group (BMG) and its subsidiary undertakings, and Personal Management Solutions (PMS). Its clients include Francis Crick Institute, Bristol Airport, Arsenal Football Club and The British Library.