Personal vs. Business Life Insurance with Greg Rozdeba

Your personal life insurance policy covers your family. But what about your business?In this episode, Martin Ochwat sits down with Greg Rozdeba, Co-Founder & CEO of Dundas Wealth, to break down the gap between personal and business coverage — and why most business owners are unknowingly exposed.You'll learn what falls through the cracks when you only have personal coverage: key person insurance, buy-sell agreements, corporate debt protection, and the tax bill at the end of your life (deemed disposition). Greg walks through real numbers, practical examples (including the $1M personal policy that doesn't fund the business side), and why this gap matters more than most people realize.What we cover:Why "I'm fully covered with life insurance" is usually incompleteThe 4 major business risks personal coverage doesn't addressKey person insurance: protecting your business from losing a critical revenue driverBuy-sell agreements: funding a partner buyout when something happensCorporate debt + personal guarantees: the hidden exposure most business owners missDeemed disposition: the tax bill your family will face at the end of your lifeReal costs: what partner buyout insurance and key person coverage actually runHow to get started: a simple needs assessment and first stepsIf you're a Canadian business owner with employees, partners, or retained earnings in your corporation, this one's essential listening.Book a free strategy call: dundaswealth.ca/applyKeep What You Build is presented by Dundas Wealth. The content in this podcast is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional before making financial decisions.