Plan for the Storm — Inflation, Taxes & Practical Moves to Protect Retirement

Economy worries are real — but panicking won’t help. In this episode Chris Drew lays out clear, operational steps to protect your retirement from inflation, higher rates, and recession risk: prioritize a written income plan (don’t let products be sold to you), chip away at debt, maximize employer match and catch-ups, and use HSAs and Roth conversions as tax-efficient levers. Chris also walks through practical tools you can actually implement now: partial 401(k) rollovers for flexibility, overlap/cost-and-risk reports to expose hidden fees and duplicated exposures, fixed-index and income annuities as principal-preserving building blocks, and laddered CDs/treasuries or money-market placements when you want liquidity and yield. The show closes with listener Q&A on rebalancing, when to sell winners, how to put large cash balances to work, and when it’s time to fire an absent advisor. Tactical, plainspoken, and focused on turning uncertainty into a checklist you can execute this week so your plan survives the next downturn. Want help turning the checklist into a plan? Book a free consultation at https://askthecaptain.com or call 833-DREW-CAP (833-373-9227).See omnystudio.com/listener for privacy information.