Planning a Monthly Budget

Do you ever reach the end of the month and wonder where all your money went? In this episode, we follow James, a small coffee shop owner who decides it's time to take control of his finances with a simple but powerful tool — a monthly budget. You'll learn three practical Business English expressions: stick to a budget, set limits, and track expenses. Listen to a real conversation, practice speaking, and pick up a tip that works for both personal finances and small businesses.