Planning for Bearer Assets: Bitcoin and the Future of Estate Planning

“We are no longer talking about theoretical adoption. Clients already have significant wealth in these assets, and it has to be integrated into real planning frameworks.”Bitcoin and other digital assets are no longer outside the system. As bearer assets, they require clear custody, control, and title or even well designed structures fail. Our Founder and CEO Matt McClintock and Kyle Lawrence, Partner in the Corporate and Securities Practice Group at FRB, walk through how familiar frameworks like trusts and LLCs extend to digital assets, where they break down, and how to structure them correctly. You will hear why custody is the central challenge, how lost access continues to erase billions in wealth, and why assigning assets on paper is not enough. This episode clarifies how to say yes, avoid common mistakes, and bring digital assets into a fully integrated plan.