Planning Mistakes & Sequence of Returns | Diversification and Regular Reviews & Common Retirement Misconceptions

On this week’s episode: Retirement planning mistakes often start long before retirement—sometimes by simply waiting too long to act. This episode explores sequence‑of‑returns risk and how early market losses can disrupt long‑term income strategies. You’ll hear why diversification, regular portfolio reviews, and income planning matter as retirement approaches. The conversation highlights how procrastination can limit options, especially with taxes, withdrawals, and market exposure. It also breaks down common misconceptions around withdrawal rates and the shift from saving to spending in retirement. Head down your Clear Path to Retirement with Michael today!See omnystudio.com/listener for privacy information.