Policy Chaos, AI Disruption, and the Mortgage Market Reset with Tim Rood of Impact Capitol

This Hot Topic dives into one of the most complex and consequential moments in mortgage and housing finance, where policy uncertainty, affordability pressure, and rapid AI innovation are colliding. Industry veteran Tim Rood joins to break down what’s really happening inside the Beltway—from why housing continues to take a back seat in Washington, to the structural imbalances between buyers and sellers, to the hidden constraints shaping GSE reform and FHA policy. At the same time, we explore how AI is not just a buzzword but a transformative force that could redefine cost structures, competition, and customer experience across the industry. If you’re trying to make sense of where the market is heading—and how to position yourself ahead of it—this conversation delivers clarity, context, and actionable perspective.