Private Lending and Hard Money Loans with a Self-Directed IRA or Solo 401K

To book a call with an IRA specialist!: https://directedira.com/appointment/In this episode, Mat and Mark break down the powerful strategy of using a Self-Directed IRA for private money lending. Learn how your retirement account can act like a bank—lending money to real estate investors or businesses, earning interest and points, all while growing tax-free or tax-deferred. 0:00 - Introduction to Private Lending with a Self-Directed IRA  1:20 - What is a Self-Directed IRA and How It Works  3:00 - Retirement Accounts You Can Use for Private Lending  4:26 - Secured vs. Unsecured Loans – What the Bank Would Do  6:23 - Debunking Private Lending Myths and Managing Risk  9:25 - Key Legal Docs: Promissory Note, Deed of Trust, UCC Liens  11:48 - Should You Lend Through Your IRA or an LLC?  14:30 - Lending Criteria: Property, Borrower, and Strategy  18:00 - Common Mistakes in Private Lending and How to Avoid Them  21:46 - Understanding Loan Terms: Interest, Points, and Payment Structures  28:26 - Tax-Free and Tax-Deferred Growth in Your Retirement Account  34:06 - How to Find Private Lending Opportunities and Deal Flow  36:32 - Balancing Action vs. Analysis – Know Thyself as an Investor  37:59 - Final Thoughts and Legal Disclaimer  For questions or to learn more about this episode's topic, book a call with an IRA specialist here: https://directedira.com/appointment/Interested in learning more about alternative investments? Join us this year at the Alternative Asset Summit October 22 & 23, where you'll hear from industry experts and connect with like-minded investors exploring new ways to build wealth: https://altassetsummit.com/Other:Mat Sorensen: https://matsorensen.comMark J. Kohler: https://markjkohler.com/ KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com