Private Q&A for First Time Buyers

This is a recording of the first ever paid members live stream. It was an experiment recorded on Sunday 12 March 2023. See the video of this podcast here: https://youtube.com/live/YWI8Cx3W_N0The aim is to provide insights specific to first time buyers, in particular in your dealings with estate agents. If you don't already have one, I have hand picked a selection of mortgage brokers I trust and you can contact them here: https://mhwc.co.uk/mortgage If you have any private messages or feedback for me, please message me via the https://buymeacoffee.com/mhwc page. Thank you for joining me on this journey, I hope I can help!All the best in the hunt for your home. CharlieLinks from the video:1. Stamp Duty: https://www.gov.uk/stamp-duty-land-tax2. Mortgage Brokers, sometimes free, sometimes a fee payable in advance of £200-£500.My mortgage partners: https://mhwc.co.uk/mortgage3. CONVEYANCING EXAMPLE SPECIMEN (not a quote!) Sale of Regional Freehold Property with value  c.£300kSale: Legal Fees £ 1,250.00VAT at 20% £ 250.00Supplements Mortgage Lender Fee (If Applicable) £ 100.00Bank Transfer Fee (Per Transfer) £ 45.00Enhanced Electronic ID Fee (Per Client) £ 15.00VAT at 20% £ 32.00Disbursements Land Registry Fees £ 6.00Total (Including VAT): £ 1,698.00Search Pack (If Required) £ 325.00If leasehold: Leasehold Fee £ 350.004. Surveyors. Several types: - A mortgage valuation is a specific type of assessment done by the mortgage lender to help them confirm the property’s value. It’s also used to see if the property will be a suitable security for the loan you’ve applied for. Your lender will usually arrange a mortgage valuation. Some are offered free, typically they start at £250, and can easily reach £1,000 if you're not careful and choosy. RICS Home Surveys - a highly recommended step. What's the condition of the home? https://www.ricsfirms.com/residential/moving-home/surveys/rics-consumer-guide-home-surveys/The 10 step timeline:1. Deposit Funds in place, with proof. 2. Making the decision to buy (get a mortgage broker now)3. Knowing what you want.4. Registering with agents (being prepared)5. Booking Viewings (line up a conveyancer now)6. Viewing Properties7. Making Offers8. Agreeing a Purchase9. Exchanging Contracts10. Completion: getting the keys to your new home.Support the showFollow me on X for daily updates: https://x.com/moving_charlie 🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80 Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs  Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw 🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/ 📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/ 💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/ ...