Processor-Agnostic Software vs. Processor-Owned Platforms

Should software be processor-agnostic, or is ther…

An episode of the Merchant Sales Podcast podcast, hosted by Merchant Sales Podcast, titled "Processor-Agnostic Software vs. Processor-Owned Platforms" was published on September 19, 2025 and runs 48 minutes.

September 19, 2025 ·48m · Merchant Sales Podcast

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Summary

Should software be processor-agnostic, or is there an advantage when processors own and operate the technology? In this episode, James Shepherd sits down with longtime industry expert Allen Kopelman to unpack the differences, tradeoffs, and future of payments software. They explore how these models impact agents, ISOs, and merchants—and what’s really driving the debate behind the scenes. Plus, don’t miss the official launch of Stackably, the newest division of Full Stack Payments, on September 29th at 4PM EST. Register now at ccsalespro.com/stack.

Episode Description

Should software be processor-agnostic, or is there an advantage when processors own and operate the technology? In this episode, James Shepherd sits down with longtime industry expert Allen Kopelman to unpack the differences, tradeoffs, and future of payments software. They explore how these models impact agents, ISOs, and merchants—and what’s really driving the debate behind the scenes. Plus, don’t miss the official launch of Stackably, the newest division of Full Stack Payments, on September 29th at 4PM EST. Register now at ccsalespro.com/stack.

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