Property Investing After Football | Cammy Smith | PCN Podcast Ep21

UK property investing isn’t about overnight wins. For me, it’s discipline, planning, and staying consistent. In Episode 21 of the Property Coaching Network Podcast, I sit down with pro footballer turned property investor Cammy Smith to break down how he’s built his portfolio alongside playing football. Cammy talks through the reality of planning a life after sport, how he learned the fundamentals, and why he prioritises buying deals he’d happily keep himself, then sourcing the rest. We also get into Scotland-specific deal pitfalls, funding options (including bridging and private investors), and the mindset piece most people skip: building a close circle you trust and staying in your own lane. In this episode you’ll learn: • How Cammy approached property while still playing football • Buying vs sourcing: when to keep a deal and when to monetise it • What his portfolio looks like (HMOs, SA and buy-to-let) • The due diligence mistakes that can kill a deal in Scotland • How he raised and repaid investor funding • Why your network and your gut matter in property Chapters: 00:00 Intro: football to property 01:12 The reality of football careers and discipline 20:48 Planning ahead: advice, trust and getting on the ladder 26:25 Learning the basics and taking first steps 29:37 Portfolio strategy: cashflow, HMOs and refurb thinking 33:00 Buying vs sourcing and monetising leads 36:33 Best deal story: Aberdeen HMO and refinance 39:35 Scotland valuations: Home Reports and pitfalls 49:41 Funding deals: investors, bridging and repayment 01:00:22 Advice: start early and filter the noise 01:10:26 Mindset: close circle, wider network, gut feel 01:13:46 Wrap-up and how to connect #UKProperty #PropertyInvesting #ScotlandProperty #DealSourcing #BuyToLet #PropertyFinance