Property Outlook 2026: Talking Rates, CGT Discounts & Where The Smart Money Is Buying.

In this episode of Pizz-Spectives, Rob Pizzichetta (Founder of Mont Wealth) sits down with three leading property experts to unpack what’s really happening across Melbourne and the Mornington Peninsula: Jane Skinner – Sales Consultant & Auctioneer, Walshe and Whitelock (Brunswick & Inner North) [email protected] John Morello – Director & Chief Auctioneer, Jellis Craig (Inner North West Melbourne) [email protected] Adam Vocale – Director, Vocale Property Group (Mornington Peninsula) [email protected] Since our last discussion in August 2025, the landscape has shifted: The Reserve Bank of Australia surprised markets with a February rate hike. Melbourne listings are up nearly 10% year-on-year. Investors are exiting amid compliance pressures and land tax burdens. Proposed changes to the CGT discount (50% → 25%) are stirring debate. National prices rose 9.4% but Melbourne lagged at 5.4%. So what does it all mean? We unpack: The 70–80% dominance of owner-occupiers over investors Where yields actually stack up in Brunswick and Moonee Valley Why the Peninsula is in a “holding pattern” but may offer long-term value Whether CGT reform will genuinely impact prices (or just sentiment) Why a 10-year lens may reveal opportunity where others see risk From $800k townhouses in the inner north to $1.5m beach homes generating $140k in short-stay income, this episode explores the micro-drivers shaping Victoria’s property market in 2026. If you're a buyer, investor, upgrader or simply property curious this is essential listening. ** General Advice Only **