Protecting a Spouse With Dementia: The Bob & Sally Story

How do you protect your family's assets when one spouse needs care and the other doesn't? In this episode of Asset Protection Today, elder law attorney Bill Alexander shares the case of "Bob and Sally" — a real-world example of an 80-year-old caregiver husband and his wife living with early dementia — to illustrate how smart Medicaid and estate planning can protect both spouses no matter what happens. Bill explains why moving assets into the healthy spouse's name, setting up a supplemental needs trust, and planning for either spouse to pass first are critical steps for families facing a similar situation. He also breaks down how special assistance and Medicaid eligibility can shift depending on income, care level, and which spouse survives — and why having the right legal documents in place protects both partners and their children's inheritance. If you or a loved one are navigating caregiving, dementia, or long-term care planning, this episode offers a clear, real-world example of how proactive planning protects your family's financial future. Want to learn more? W.G. Alexander & Associates hosts free educational webinars on asset protection, trust planning, and long-term care. Sign up at https://wgalaw.com/seminars/ Chapters: (1:13) Case Study: Bob & Sally's Dementia Caregiving Scenario (2:31) Medicaid & Asset Protection Strategy (3:21) Supplemental Needs Trust for Spousal Protection (4:25) Medicaid Eligibility, Income Rules & Trust Application (5:02) Closing & Call to Action #Medicaid #EstatePlanning #ElderLaw #AssetProtection #DementiaCare #LongTermCare #SupplementalNeedsTrust