Protecting Churches in a Digital World: Cyber and Media Liability Insurance

Host Ron Wadley of Insurance for Texans wraps up week three of a series from the book The Promise of Certainty, focusing on protecting Texas churches from cyber and media threats. He explains that churches using online giving, email newsletters, and cloud-based member databases are targets for hackers. Data breaches can generate rapidly escalating costs for regulatory reporting, forensics, legal defense, and credit monitoring that may exceed standard policy limits, so a standalone cyber policy is recommended. Practical safeguards include multi-factor authentication, phishing training, offline backups, verifying account changes, and confirming coverage. Wadley also covers media liability risks from livestreams and social media, noting potential claims like defamation or invasion of privacy. Connect with our church insurance team at insurancefortexans.com Download a free copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Introduction 00:25 Cyber Risks Overview 00:58 Coverage Gaps and Limits 01:31 Cyber Safety Checklist 02:18 Media Liability Explained 03:03 Protecting Your Message 03:38 Next Steps and Closing