Q&A: Inheritances, home loan or invest, high super balance and SMSF asset allocation

DOWNLOAD our 97-point financial health checklist here.In this engaging Q&A episode, Stuart answers pressing listener questions on financial strategies that touch on inheritance management, property decisions, SMSF contributions, and optimal allocation of discretionary income. He offers practical insights, such as whether it's more beneficial to invest surplus income or pay down a home loan, how to approach receiving an inheritance in your 20s, and what to consider if your super balance exceeds the $1.9m cap.Stuart also dives into property investment, explaining why it might not be the right time to sell underperforming properties and when to consider reallocating funds to super. He addresses SMSF dilemmas, offering advice on whether to pay down a loan or invest in shares based on individual long-term goals. Stuart’s detailed answers help listeners navigate complex financial situations, offering clarity and actionable advice.Whether you’re looking to grow your wealth or make smart investment decisions, this episode provides valuable strategies to consider. Listen now to hear Stuart’s thoughtful and straightforward guidance on balancing long-term growth with short-term financial choices.My new book is available for pre-order now: Pre-ordering the book will help me get it into bookstores. So please do me a favour - please consider pre-ordering now - links and pre-order bonus are available here: https://prosolution.com.au/book-preorder-bonus Do you have a question for the podcast? Email us at [email protected]. If you're interested in working with our team and me, discover how we can work together here: https://prosolution.com.au/family-office-servicesIf this episode resonated with you, please leave a rating on your favourite podcast platform. Subscribe to my weekly blog: https://prosolution.com.au/stay-connected IMPORTANT: This podcast provides general information about finance, taxes, and credit. This means that the content does not consider your specific objectives, financial situation, or needs. It is crucial for you to assess whether the information is suitable for your circumstances before taking any actions based on it. If you find yourself uncertain about the relevance or your specific needs, it is advisable to seek advice from a licensed and trustworthy professional.