钱在银行越存越少?负利率时代10万存款一年净亏537元! episode artwork

EPISODE · May 19, 2016 · 3 MIN

钱在银行越存越少?负利率时代10万存款一年净亏537元!

from 有观点

钱放在银行里,反而越存越少了?假设存款10万元,而全年CPI在2.3%左右,如此计算国有大行:一年期存款利率1.75%,10万元存款到期本息合计为101750元,根据现金价值,以2.3%的通胀率对到期本息进行折现,101750÷1.023等于99462.37,即一年净亏537元。 请大家订阅微信公众号:有观点 (opinionleader01),及时收到我们的推送

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钱在银行越存越少?负利率时代10万存款一年净亏537元!

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