¿Qué es el crédito rotativo? Una guía completa en 2023

from The Credit Pros Podcast · host The Credit Pros

El crédito rotativo es una línea de crédito reutilizable, comúnmente asociada con tarjetas de crédito, líneas de crédito personales y HELOC. Permite gastar hasta un límite de crédito y, al pagar el saldo, este se renueva. Afecta el puntaje de crédito según el uso y puede ser beneficioso si se maneja adecuadamente. Es crucial pagar a tiempo, mantener un bajo índice de utilización del crédito y tener un buen historial de crédito para mejorar o mantener un buen puntaje crediticio.

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This episode was published on July 25, 2025.

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