¿Qué es una línea de crédito? - Consejos útiles para LOC en 2023

from The Credit Pros Podcast · host The Credit Pros

Una Línea de Crédito (LOC) es un préstamo flexible de un banco o cooperativa de crédito que permite retirar dinero hasta un límite máximo. Difiere de un préstamo tradicional y tiene varios tipos, como créditos personales y HELOCs. Se requiere un buen puntaje crediticio para calificar, y la gestión responsable incluye pagar a tiempo y no usarla como ingresos permanentes. Aunque útil en emergencias, no debe reemplazar los ingresos regulares.

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This episode was published on July 25, 2025.

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