¿Qué es una puntuación FICO? Definición, cálculo e importancia

from The Credit Pros Podcast · host The Credit Pros

El puntaje FICO, desarrollado por Fair Isaac & Co., es una medición de solvencia crediticia utilizada por agencias de informes crediticios. Varía entre 300-850 y afecta las tasas de interés, aprobación de préstamos, seguros y empleo. Se calcula con base en el historial crediticio, incluyendo pagos, deudas y crédito disponible. Un puntaje bajo puede requerir servicios de reparación de crédito.

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This episode was published on July 25, 2025.

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