Rafael Clo / Azos on disrupting $49b insurance industry, role of financial discipline and building products for scale

Tuesday: For this episode, I am thrilled to bring you my conversation with  Rafael Clo, co-founder and CEO at Azos, Sao-Paulo-based tech startup democratizing life insurance in Brazil, that is backed by some of the best investors in Latin America including Naspers, KaszeK and MAYA. In today's episode we will learn:1) How Rafael turned his negative personal experience with life insurance provider into a venture-backed high growth tech business aimed to disrupt $49b industry in Brazil?2) How to design tech products for scale and compounding competitive advantage?3) What are the ways to 'democratize' entrepreneurship in Brazil ?4) How to think about financial discipline in the era of venture capital abundance? 5) What are some practical tips for founders raising pre-product?