Raising Kids in a World We Don’t Understand (Money, AI & The Long Game)

Half of us made our first major money decisions — student loans, credit cards, apartment leases — without a single lesson. And now we’re raising kids who tap a phone and think money is unlimited. That cycle ends here.In this episode, D.J. breaks down the real long game: teaching your kids about money at every age, navigating AI safety before it navigates them, and building the kind of thinking that the old playbook never covered. From the three-jar method to custodial debit cards to having the hard conversation about AI companion bots — this is the practical, no-fluff roadmap for parents who are still learning while they lead.What You’ll Walk Away WithHow to start money conversations with kids as young as preschoolThe three-jar method (and why most people do it wrong)Why your tween needs a supervised debit card before collegeThe emotional side of money nobody talks about with kidsWhat AI companion bots are doing to our children right nowCalifornia’s 2026 legislation on AI products for minorsTools like Greenlight, GoHenry, Khan Academy AI, and Google Family LinkWhy adaptability matters more than the old “get good grades” playbookOne thing to do this week that moves the needleResources MentionedGreenlight App — Kids’ debit card + financial literacy toolsGoHenry App — Kids’ spending management and controlsKhan Academy AI Tutor — AI-powered learning platformGoogle Family Link — Parental controls for AndroidApple Screen Time — Parental controls for iOSFree Legacy Home Starter Kit — 🎁 https://haze-legacy-heights.kit.com Support the work - https://buymeacoffee.com/djlegacylab