Rates Are Falling, But Are Jobs Next?

Falling Rates, Rising Risks & The Jobs QuestionRates are coming down — giving small businesses cheaper money and sparking refinancing momentum. But with labor reports on deck, the big question is: will hiring follow, or will the Fed tap the brakes again?It’s an economy full of push-and-pull forces: falling mortgage rates vs. sticky inflation, small business strength vs. labor market uncertainty, and Fed easing vs. the risk of doing too much, too soon. From Charleston insights at the ZDI Customer Advisory Board to fresh policy moves out of California, KP unpacks what it all means for rates, housing, credit, and the future of work in an AI-driven economy.Episode Highlights:00:00 – Why small businesses drive half of U.S. jobs01:45 – Fed policy and labor data tug-of-war on rates03:12 – The “Elon Line” & “Snoop Line”: bond markets explained05:26 – Mortgage refinancing surges as rates fall07:48 – Inflation updates, credit trends & housing impact10:14 – AI’s real role in reshaping productivity and jobs13:32 – California’s AI bill, federal budget fight & policy watch16:25 – Charleston ZDI Customer Advisory Board insights with Mark CalabriaStay smart. Stay ready. Stay informed.https://linktr.ee/kptalksdollarsandsense#MortgageNews #FederalReserve #HousingMarket #Refinance #InterestRates #Inflation #SmallBusiness #AI #KPTalksDollarsAndSense #FinanceUpdate