EPISODE · Feb 21, 2026 · 7 MIN
Rates Are Falling But Home Prices May Surge Here Is What Buyers Must Know
from Mr. Chatsworth’s Frankly Speaking: San Fernando Valley Homes with Frank Spencer
Mortgage rates are falling — but does that mean home prices will fall too? History suggests otherwise. In this episode, I break down why declining interest rates often bring MORE buyers back into the market… and how increased demand can actually push home prices higher — especially when inventory remains limited. If you’re waiting for both lower rates and lower home prices, you may be waiting for two forces that rarely move in the same direction. In this episode, we discuss: • The relationship between mortgage rates and buyer demand • Why falling rates can increase competition • Short-term vs. long-term housing market effects • What today’s rate movement could mean for home values • Strategic considerations for buyers and sellers Whether you're thinking about buying, selling, or simply trying to time the market, understanding how interest rates influence pricing cycles can help you make smarter real estate decisions. 📘 Free Resource for Home Sellers: If you're considering selling, download my free guide: Avoiding A Failed Sale...How To Sell Smart And, Walk Away Without Regret. 👉 www.MrChatsworth.com/eBook
What this episode covers
Mortgage rates are falling — but does that mean home prices will fall too? History suggests otherwise. In this episode, I break down why declining interest rates often bring MORE buyers back into the market… and how increased demand can actually push home prices higher — especially when inventory remains limited. If you’re waiting for both lower rates and lower home prices, you may be waiting for two forces that rarely move in the same direction. In this episode, we discuss: • The relationship between mortgage rates and buyer demand• Why falling rates can increase competition• Short-term vs. long-term housing market effects• What today’s rate movement could mean for home values• Strategic considerations for buyers and sellers Whether you're thinking about buying, selling, or simply trying to time the market, understanding how interest rates influence pricing cycles can help you make smarter real estate decisions. 📘 Free Resource for Home Sellers:If you're considering selling, download my free guide:Avoiding A Failed Sale...How To Sell Smart And, Walk Away Without Regret.👉 www.MrChatsworth.com/eBook
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Rates Are Falling But Home Prices May Surge Here Is What Buyers Must Know
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