How Chris secured a lower rate on his mortgage - and what his plan to do next is

Mortgage rates were supposed to be climbing — Middle East tensions, inflation creeping back, every reason for lenders to get nervous. So how has Chris just secured a deal cheaper than the one he's on? In this episode he walks through exactly how he did it: the rate he's reserved, why he hasn't signed yet, the fix-vs-tracker decision we couldn't quite agree on, and how long he's got before the September deadline. If you've got a remortgage coming up, this is the one that could save you money.⚠️ We're not financial advisers and this isn't financial advice. Everything here is illustrative — we're sharing how we think about our own situations. Figures and projections are assumptions, and past performance is no guide to the future. Do your own research or consider speaking to a regulated adviser before making decisions.👍 Like and subscribe for new episodes every week.🎙️ Weekly podcast on Spotify, Apple & Amazon ✍️ In-depth writing at https://mouthymoney.substack.co.uk *MOUTHY MONEY**Our substack* https://mouthymoney.substack.co.uk *Get in touch* ⁠⁠[email protected] ⁠⁠*DISCLAIMER*_This video is produced for general informational purposes only. It should not be construed as investment, legal, tax, mortgage or other forms of financial advice. If in any doubt about the themes expressed, consider consulting with a regulated financial professional for your own personal situation. Past performance is no guarantee of future results. Investments can go down as well as up and you may get back less than you started with. Investments are speculative and can be affected by volatility. Never invest more than you can afford to lose. For more information visit ⁠⁠⁠www.fca.org.uk/investsmart⁠. Please note, video captions are auto-generated and may not be 100% accurate._