Rates Holding at 6.49% While Bidding Wars Return — The Loveland Report & The Loan Arranger episode artwork

EPISODE · Jul 4, 2026 · 44 MIN

Rates Holding at 6.49% While Bidding Wars Return — The Loveland Report & The Loan Arranger

from Cleve Loveland and The Loan Arranger · host Bruce Woodburn

This week on The Loveland Report and The Loan Arranger Show, Cleve Loveland (Real Estate Planner) and Bruce Woodburn (The Loan Arranger) break down why multiple-offer situations are quietly creeping back into Central Florida even with plenty of inventory on the market — and the negotiation mistakes that cost buyers and sellers real money.In this episode:Mortgage rates holding steady around 6.49% national average, and what the Fed's recent comments mean for 2027Why pricing a home "too fair" can actually backfire in negotiations, and how a well-educated buyer's agent changes the outcomeThe one red flag to watch for: real estate agents running side hustles instead of focusing 100% on your transactionFresh listings across Mount Dora, Deltona, Belle Isle, Zellwood Station, Clermont, and a custom-built estate in downtown OviedoGetting fully underwritten before you shop, not just pre-qualified, and why that matters when multiple offers are on the tableA breakdown of Florida's proposed homestead tax exemption increase — from $50,000 up to $250,000 — and what it could mean for your property tax billSmart uses of discount points, temporary rate buydowns, and buying out PMI upfront to lower your paymentUpcoming events: a CPA/financial planner class on July 22nd and a home buying class on August 26th via Zoom — register at WeBringYouHome.comHave questions about buying, selling, or financing a home in Central Florida? Reach out anytime:Cleve Loveland: 407-352-8118 | CleveLoveland.com Bruce Woodburn, The Loan Arranger: 📞407-250-9144 | 🌐WeBringYouHome.comNMLS# 228431 | CrossCountry Mortgage, LLC | Winter Park, FL#CentralFloridaRealEstate #LovelandReport #TheLoanArranger #CrossCountryMortgage #RealEstatePlanner #MortgageRates #HomesteadExemption #FloridaRealEstate #NegotiationTips #MultipleOffers #OrlandoRealEstate #WinterParkMortgage #FHALoan #HomeBuyingTips #RealEstatePodcast

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Rates Holding at 6.49% While Bidding Wars Return — The Loveland Report & The Loan Arranger

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