RBS 234: Have We Been Lied To About Social Security’s Break-Even Age? (FQF) episode artwork

EPISODE · Nov 7, 2025 · 31 MIN

RBS 234: Have We Been Lied To About Social Security’s Break-Even Age? (FQF)

from The Rob Berger Show · host Rob Berger

In today's Five Question Friday (FQF) video, we look at these five questions:1. Have we been lied to about our Social Security break-even age?2. Is it ok to restart the 4% rule if the market goes up in early retirement?3. I am nervous about the run up in AI stocks . . . Could it be a good idea to consider diversifying from VTI to an “equal-weighted index fund like Invesco S&P Equal Weight ETF or others like it?4. I’m 64 and I would like to begin annual Roth conversions from my traditional IRA’s.  Can you review the rules surrounding these conversions in one’s retirement years?  I would like to know how soon I can withdraw converted funds and their associated earnings penalty free and tax free.5. You’ve mentioned in the past that you transitioned from a six-fund portfolio to a simpler three-fund setup. I’m curious — was that change mainly about reducing complexity and streamlining your investments, or did it reflect a stage of investment maturity and confidence in a more minimalist approach?Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

In today's Five Question Friday (FQF) video, we look at these five questions: 1. Have we been lied to about our Social Security break-even age? 2. Is it ok to restart the 4% rule if the market goes up in early retirement? 3. I am nervous about the run up in AI stocks . . . Could it be a good idea to consider diversifying from VTI to an “equal-weighted index fund like Invesco S&P Equal Weight ETF or others like it? 4. I’m 64 and I would like to begin annual Roth conversions from my tra...

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RBS 234: Have We Been Lied To About Social Security’s Break-Even Age? (FQF)

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This episode is 31 minutes long.

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This episode was published on November 7, 2025.

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In today's Five Question Friday (FQF) video, we look at these five questions:1. Have we been lied to about our Social Security break-even age?2. Is it ok to restart the 4% rule if the market goes up in early retirement?3. I am nervous about the run...

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