RBS 245: How many years of "safe funds" should you hold beyond guaranteed income? (FQF) episode artwork

EPISODE · May 22, 2026 · 26 MIN

RBS 245: How many years of "safe funds" should you hold beyond guaranteed income? (FQF)

from The Rob Berger Show · host Rob Berger

In today's Five Question Friday (FQF) video, we cover these questions: 1. How many years of "safe funds" should you hold beyond guaranteed income?2. Reducing portfolio risk in retirement when returns aren't needed3. Budgeting app that syncs the Sam's Club Mastercard4. Does the 4% rule account for pre-tax vs. after-tax assets?5. Should you only sell stocks when the market is at record highs?Resources From VideoBudgeting Apps: https://robberger.com/best-budgeting-...Monarch Money: https://go.robberger.com/monarch-rob5... (Promo code: ROB50)https://www.wallstreetcourier.com/spo...https://www.morningstar.com/economy/w...https://www.monarch.com/connection-st...https://robberger.com/research/asset-...https://www.kitces.com/blog/the-impac...Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

In today's Five Question Friday (FQF) video, we cover these questions: 1. How many years of "safe funds" should you hold beyond guaranteed income? 2. Reducing portfolio risk in retirement when returns aren't needed 3. Budgeting app that syncs the Sam's Club Mastercard 4. Does the 4% rule account for pre-tax vs. after-tax assets? 5. Should you only sell stocks when the market is at record highs? Resources From Video Budgeting Apps: https://robberger.com/best-budgeting-... Monarch Money: htt...

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RBS 245: How many years of "safe funds" should you hold beyond guaranteed income? (FQF)

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This episode is 26 minutes long.

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This episode was published on May 22, 2026.

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In today's Five Question Friday (FQF) video, we cover these questions: 1. How many years of "safe funds" should you hold beyond guaranteed income?2. Reducing portfolio risk in retirement when returns aren't needed3. Budgeting app that syncs the...

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