Real Estate Exam [California] 28, Federal Financing and Credit Laws

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The primary purpose of RESPA and how illegal kickbacks are tested. - The key disclosures required by the Truth in Lending Act (TILA) and Regulation Z. - The strict timing requirements for the Loan Estimate and Closing Disclosure under the TRID rule. - The protected classes under the Equal Credit Opportunity Act (ECOA) and common violation scenarios. - How to distinguish between RESPA, TILA, and ECOA on the California real estate exam. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep