Real Estate Exam [Texas] 39, Homestead Protection Exceptions

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - That Texas homestead protection is powerful but has four key exceptions that allow for foreclosure. - Why a purchase money lien, the original mortgage to buy the home, is a primary exception. - How unpaid property taxes create a superior lien that can lead to the forced sale of a homestead. - The strict requirements for a valid mechanic's lien, including a written contract signed by both spouses before work starts. - That defaulting on a home equity loan is another specific exception that can result in losing a homestead. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep

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This episode was published on May 24, 2026.

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