Real-Life Retirement Spending, Phased Retirement, and Housing's Impact on Net Worth

In episode 46 of Financial Conditioning, Simon Karmarkar dives into the 4 percent rule and real-life retirement spending, offering insights into protecting against market downturns with a phased retirement approach. Christine Benz joins to discuss housing and retirement planning, emphasizing the importance of finding purpose and meaning beyond finances. The episode explores the 25x rule for retirement savings and strategies for managing liquidity and cash flow in retirement. Simon highlights the impact of housing on net worth and retirement planning, concluding with thoughtful reflections to guide listeners on their retirement journey.