Real Stories Ep 43: Khalil Drives Himself to Financial Success

Like many people, Khalil was excited to get his first credit card. But not knowing how they worked, he soon found himself in over his head. Eventually, with the help of an innovative program at his college, he learned more about credit and vowed to do things differently in the future. After his career path connected him with a credit union and GreenPath, he started helping others in his community get access to transportation. Khalil eventually partnered with GreenPath to improve HIS credit and pay down his debt. Doing so helped him purchase his first vehicle. This step opened a new world of possibilities. Key Moments 2:27 Khalil reflects on his time growing up in rural Mississippi and how it shaped his approach to money. 4:34 He opens multiple credit cards, not realizing he has to pay them back. 8:40 Khalil talks about his work at My City Rides, which provides transportation opportunities for those who could not otherwise afford to do so. 12:49 He explains how Southern Security FCU and GreenPath give support to My City Ride clients to improve their credit. 14:57 He speaks to the skepticism he initially felt when he first heard about GreenPath. 17:12 Khalil shares how the support he received from GreenPath eventually enabled him to purchase a truck and re-establish his credit. 20:11 His newfound transportation reliability gives him the chance to meet new people, learn new languages and travel. 26:01 He details his experience on a Debt Management Plan and how he navigated things when he had a family emergency. 28:24 Khalil breaks down his upcoming goals to re-establish his credit, save for emergencies and retirement and eventually buy a home and continue his education. 32:54 He discusses that while talking about money has always been hard, he’s now feeling more empowered to do so. 38:33 Our co-hosts reflect on Khalil’s story and the lessons that our listeners might take from it.