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EPISODE · Jun 29, 2026 · 56 MIN

Reality of Retirement

from Financial Sanity with Patrick Ayers · host Patrick Ayers

Most retirement planning assumes your expenses will immediately drop when you stop working - maybe needing only 70-80% of your working income. But what if that conventional wisdom is completely wrong? What if retirement spending actually follows a very different pattern than the neat, predictable decline that financial calculators assume? Why do you think that retirement spending assumptions often miss the mark?Welcome to Financial Sanity with Patrick AyersWith so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity.Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR.-- -- -- -- -- --For more information on retirement planning, visit ayersfinancial.com!Looking for specific information about today's topic? Check out our resources page!

Episode metadata supplied by the publisher feed · Published Jun 29, 2026

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Reality of Retirement

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