Realtors: Warn Your Clients About Student Loans Before Credit Gets Hit

If you are a Realtor, this is one warning worth sending to your database.We are seeing buyers with solid credit suddenly show new student loan late payments because they did not realize a payment was due.Some missed an email. Some thought their loans were still deferred. Some had not made a payment in years.In this episode, I break down what Realtors need to know, what to tell clients, and how to spot the issue before it affects mortgage qualification.You do not need to become a student loan expert.You need to help your clients catch the problem early.Read the full article here:https://referralboss.co/alerts/realtors-warn-clients-student-loans-late-payments-creditShow NotesStudent loan late payments are showing up on mortgage credit reports.For Realtors, this creates a simple opportunity to protect clients before they get under contract.In this episode, Keith explains what Realtors should watch for and how to turn this into a useful client conversation.You’ll learn:Why some borrowers are suddenly seeing student loan payments againWhy missed emails are creating late paymentsWhy the 90-day mark mattersWhat happens when a late payment hits a buyer’s creditHow student loan issues affect mortgage qualificationWhy SAVE ending in 2026 mattersWhat RAP and the Tiered Standard Plan mean for borrowersWhat clients should check inside StudentAid.govWhy Realtors should not try to give detailed repayment adviceWhen to bring the lender into the conversationHow to use this as a past-client and database touchHow this helps protect future buyers before they are ready to moveYour job is not to solve the student loan problem.Your job is to spot it early.If a client has not made a student loan payment in years, tell them to check their account now.Read the full article here:https://referralboss.co/alerts/realtors-warn-clients-student-loans-late-payments-credit