Reasons Why Skipping Church Insurance Can Be Expensive episode artwork

EPISODE · Jan 12, 2026 · 5 MIN

Reasons Why Skipping Church Insurance Can Be Expensive

from Faith, Stewardship, & Insurance: Protecting Texas Churches

In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance for Texans discusses the critical importance of maintaining insurance for churches, despite rising premiums. Through the story of Ted and his finance committee's dilemma, Ron explains the hidden risks and long-term costs of going uninsured, including property damage and liability exposure. He emphasizes the necessity of church leaders making informed decisions about insurance to protect their ministries and offers practical advice on finding affordable, adequate coverage with the help of church insurance specialists. Connect with our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:34 The True Cost of Skipping Church Insurance 00:42 Real-Life Example: Ted's Dilemma 01:35 The Risks of Going Uninsured 02:09 Liability Exposure: The Hidden Dangers 02:47 The Ripple Effect of Uninsured Losses 03:12 Finding the Right Insurance Balance 03:44 Working with a Church Insurance Specialist 04:25 Conclusion and Next Steps

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This episode was published on January 12, 2026.

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