Rebalancing Your Portfolio – When, Why, and How to Do It Right

In Episode 20, we dive into portfolio rebalancing - one of the most overlooked yet effective tools for long-term investors. You'll learn how rebalancing helps manage risk, enforce discipline, and systematically implement buy-low/sell-high behavior. We break down different rebalancing strategies - time-based, threshold-based, and hybrid - and explain how to handle taxes and costs in both taxable and retirement accounts. Real-world examples show how rebalancing keeps your portfolio aligned with your goals, without relying on market timing. If you want to invest smarter with less emotion, this episode gives you a simple system that works.