Redefining Data ROI in Banking: Luke Pearce, Chief Data and AI Officer, Santander UK

from Data & AI Mastery · host Cambridge Spark

👉 Discover how Cambridge Spark helps organisations build the data and AI capabilities needed to turn strategy into measurable impact: cambridgespark.com On this week's episode of Data & AI Mastery, Luke Pearce, Chief Data and AI Officer at Santander UK, joins Dr. Raoul-Gabriel Urma to discuss what it actually takes to drive meaningful AI adoption inside one of the UK's largest banks. Luke shares how Santander UK moved beyond a governance-heavy data culture to build genuine C-suite and board-level sponsorship for AI. He challenges the conventional cost-saving narrative around AI ROI, making the case for customer and colleague delight as the more powerful North Star. The conversation covers how Santander UK structured its AI rollout using a domain-based approach, why cross-functional teams are critical to success, and how to have productive governance conversations with a board that is both excited and cautious about AI. Luke also offers a genuinely contrarian view on the future of the CDO role and what he would change about the industry if he could. A practical and candid episode for any senior data or AI leader navigating organisational complexity. Follow the podcast on Apple Podcasts, Spotify or YouTube so you never miss an episode. Chapter Markers (00:00) - Introduction and Luke Pearce's Career Journey (04:51) - How Industry Experience Shapes Data Expectations (07:24) - Organisational Structures That Support Data and AI (10:19) - Redefining AI ROI Beyond Cost Reduction (14:13) - Board and C-Suite Expectations: Navigating the Difference (18:25) - Lessons for Organisations Just Starting Their AI Journey (22:29) - Picking the Right Domains and Managing AI Momentum (26:21) - Quickfire Round: Contrarian Views and Personal Insights (30:13) - Episode Wrap-Up and Key Takeaways Useful Links Connect with Luke Pearce on LinkedIn: https://uk.linkedin.com/in/luke-pearce-23121522 Follow Raoul for more AI insights on LinkedIn: https://www.linkedin.com/in/raoulurma/ Explore Cambridge Spark’s AI upskilling programmes at https://www.cambridgespark.com

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Redefining Data ROI in Banking: Luke Pearce, Chief Data and AI Officer, Santander UK

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