Relying on Inheritance for Retirement | Dayton News

New research reveals that 43% of Americans are counting on inheritances or gifts to fund retirement — a risky bet experts warn against. Nearly 20% of those expecting windfalls say it’s already reshaped their financial plans, while a third under 65 harbor inheritance hopes — especially among high earners and Gen Z. Financial pros stress that inheritance timelines, amounts, and even family dynamics are unpredictable, with healthcare costs and inflation eating into potential sums. Surprisingly, most (57%) prefer direct conversations with potential givers — fewer than 20% have never discussed it. While the dream of a retirement boost is tempting, experts urge caution: don’t put your future on uncertain hands. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/3225b10a62b26d0d