Rent Payments on Your Credit: Turning Renters into Credit-Builders

What if simply paying rent could boost your credit score? In this episode, Tim Lucas and Craig Berry explore the rise of rent-reporting services—and how landlords and renters can both win. You’ll learn:Credit Score Lift: How reporting timely rent payments can raise near-prime scores by up to 25 points, according to the Urban InstituteLandlord Benefits: Why owners who report payments see fewer late rents, stronger tenant retention, and smarter tenant screeningReporting Platforms: The leading services (FrontLobby, RentReady, Rental Kharma) and how they streamline the process for landlords and tenantsRisks & Rewards: Why on-time payments become powerful credit tools—and how late or missed rents could backfire if reportedLong-Term Impact: How building rent history can unlock better mortgage rates (saving thousands over 30 years) and promote financial inclusion for millionsIf you’re renting today and dreaming of homeownership tomorrow, this episode equips you with the strategy to make every rent check count—while landlords learn how to modernize leasing and attract top-tier tenants. Learn more at https://www.mortgageresearch.com/articles/renting-get-your-landlord-to-boost-your-credit-score/